This article is about those "irritating security measures" which "are a waste of time."
It really isn't saying anything new, the problem is complexity and systems not designed to be secure. People do not update their computers and click on things without thinking.
Changing a password frequently won't cure the problem, however the way some will take the advice is what troubles me. Like people who refuse to have their kids immunized because they have never seen anyone get the disease the immunization is for.
Merely doing a crude cost analysis (it costs me 'x' hours to be secure) misses the point - because people are ignorant - they waste more time than they would save by not changing passwords. If they actually took time to learn what to do, they could be more productive overall and maybe less systems would be burdened by their bad decision, increasing everyone's productivity
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